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Why get a Windstorm Mitigation Inspection on your home?

Windstorm Mitigation Inspection is the only inspection that is almost always going to result in some level of insurance discount on your insurance policy premium. A Windstorm Mitigation Inspection is for homeowners that are trying to reduce their Home Insurance rates up to 50% off the original policy premium.

If your home has undergone a Windstorm Mitigation Inspection you are potentially eligible for insurance discounts or credits from insurance companies.Insurance companies increase their odds of insuring more secure, less damage-susceptible properties in targeted areas.

If you have not had a Windstorm Mitigation Inspection on your home, chances are you are paying too much for your windstorm insurance! Having your Windstorm Mitigation Inspection today on your home could translate to savings and give you a peace of mind.

In Palm Beach County if your home was built on or after January 1st, 2012 you are eligible for minimum FBC 2001 credit.
In Broward/Miami-Dade if your home was built after 1996, you are eligible for an opening protection class C credit. If your home was built after 2002 or later you are eligible for opening protection class A credit.

Here are something’s that the Inspector will look at during a Windstorm Mitigation Inspection of your home.

 

Age of the home
Roof Covering – When was the roof installed and does it meet South Florida building codes.
Windstorm Mitigation Inspection Roof Covering

 

 

 

 

 

Roof Deck Attachment – What type of roof decking is used and how it is attached to the underlying structure.
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Roof to Wall Attachment – How the rafters/trusses are attached to the wall top plate.
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Roof Geometry – What type of roof your home has (example: Hip, Flat or other.)

Opening Protection for Doors & Windows – Shutters or impact resistant coverings or products.

 

 

 Call us today to schedule your next Inspection… Phone #561-393-9977


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Cris Home Inspections – About us.

Welcome to Cris Home Inspections!

Cris Home Inspections is the most trusted and reliable name in the field of Complete Residential Inspections Services in South Florida. We have been serving thousands of clients since 2000. Our Inspectors are highly qualified, as well as Internachi certified, licensed, bonded and Insured with over 10 years’ of experience and skill to cater to your all your Home Inspection needs.

We serve clients in Martin County, Palm Beach County, Broward County, and Miami/Dade County.

Why Choose Cris Home Inspections?

Cris Home Inspections is a name that offers client’s a number of advantages. Our company is solely dedicated to the task of conducting Complete Residential & Commerical Inspections Services.

At Cris Home Inspections we strive to be a company that really specializes in Residential/Commerical Inspections.

  • Complete Residential Inspection Services – Our Inspection Services include 4 Point Inspections, Windstorm Mitigation Inspections, Citizens Roof Certificate Inspections, Commercial Property Inspections and Home Inspections. Recognizing all the needs for repairs so that buyers and sellers can both benefit from them accordingly.
  • Certified and Experienced Professionals – All our Inspectors are Internachi certified and have over 10 years’ experience. We are proud to say that our Inspectors are also dedicated and serious about their work.
  • Reliable and trustworthy – For years we have provided our services to thousands of clients who have not only found our work reliable but, also rely on the name of Cris Home Inspections. We maintain that level of reliability and trustworthiness for all our clients, knowing that their trust comes first.
  • Our focus remains on maintaining professionalism. We know that, in order to stay a successful and reliable name, we need to be professional in all aspects, so that our clients can be content knowing that the Inspection was handled professionally throughout the entire process.

What Is Internachi?

Internachi Home Inspectors consist of experienced and skilled professional Inspectors who are licensed by the renowned organization of International Institute of Certified Home Inspectors.

This is a large non-profit organization of Commercial and Residential professional Inspectors. Using our certified Inspectors lets you take a sigh of relief and gives every client a sense of

contentment and peace of mind. Here at Cris Insurance Inspections you can rest assured that we are dedicated, reliable and will offer accurate services. 

 Call us today #561-393-9977 & #954-523-4040 to set up your next Inspection with our Internachi certified Inspectors. 

Have me call you.

 

 

 

 

 

 

 

$10,000 Honor Guarantee, Backed by InterNACHI


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How a Broward Windstorm Mitigation Inspection can save you money…

Windstorm Mitigation saves you money

Windstorm Mitigation saves you money

 

 

 

How a Broward Windstorm Mitigation Inspection Can Save You Money

 

Living in sunny South Florida our homes are located in a storm-prone area, and because of that Homeowners Insurance becomes a little bit more of a complex issue.

The Complexity relates to storm threats inflating your Home Insurance premiums, because storms are such a big Insurance and financial risk. All is not lost however.

You definitely don’t have to subject yourself to higher premiums even if you’re home is located in an area that is vulnerable to damaging windstorms and hurricanes.

A Windstorm Mitigation Inspection, will help to determine what credits you receive on your Homeowners Insurance premium.

 

What is a Broward Windstorm Mitigation Inspection?

 

A Windstorm Mitigation Inspection is an official protocol through which Inspectors assess your home. This is carried out with a visual Inspection to determine how

appropriate your home’s building structure is in withstanding the effects of strong winds such as hurricanes, tornados or windstorms. During the Inspection, the four

major components  in your home are zoned-in on and we focus on a selection of established construction features which have the ability to limit losses during

wind storms or hurricanes.  

A Windstorm Mitigation Inspection could be commissioned by an Insurance Company, or it can be initiated by the homeowner.

A homeowner should get the Windstorm Mitigation Inspection because this would be a step to reduce the Policy Premiums and give you peace of mind

knowing that your home is safe. Since Insurers themselves are justifiably notorious for offering increased premiums to homeowners in hurricane

high-risk areas, it becomes imperative for homeowners to take this initiative.

 

A complete Windstorm Mitigation Inspection, which is certified and fully-recognized by Insurance Companies, is best attained through a dedicated Home Inspection

business such as Cris Insurance Inspections..We specialize in Residential Inspections such as:

 

  •  4 Point Inspection
  • Citizens Roof Certification Inspection
  • Home Inspection
  • Windstorm Mitigation Inspection

 

Money saved through a Windstorm Mitigation goes beyond Homeowners Insurance,  Homeowners also gain expert knowledge on how they can physically improve their homes

to withstand the forces of nature. In case a storm actually does materialize with the potential to damage their property, homeowners can save money if their properties have structures that can

withstand those storms and avoid damage.

 

Any subsequent upgrade, contract job adjustment, reconstruction or improvement not only better equips the building to deal with possible wind damage, but can also be

worked into one’s Home Insurance premiums quote. At the end of the day, insurers assess the amount of risk tied to their contractual arrangement with homeowners.

A Windstorm Mitigation Inspection plays a major role in reducing that risk, which ultimately affects the calculated Insurance premiums.

 

                                                  Call us today to schedule your Inspection phone #561-393-9977 

 

Save money.

Save money.

Get a Windstorm Mitigation Inspection

Get a Windstorm Mitigation Inspection

Call us today.

Call us today.

 

 

 

How a Broward Windstorm Mitigation Inspection Can Save You Money.


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Important things to know about a Palm Beach Home Inspection…

Home Inspection

Home Inspection

Things to know about a Palm Beach Inspection and their benefits.

 

Important things to know about a Home Inspection and their benefits. Home Inspections are an important process that plays a pivotal role in the buying or selling of property. It is done by a professional Home Inspector trained for this specific purpose.

A house will probably be one of the largest investments you make, you do not want to lose any time while forking out where you are not required to. Generally, the procedure is beneficial to both the seller who gets to know the real value of the property in context, and the buyer who gets an in-depth understanding of the home’s condition. What does a comprehensive Home Inspection process entail?

The procedure may slightly vary from one Home Inspector to the next simply owed to the varying personalities of each. While one may be thorough and detailed, he/she may not be as experienced as the next hence, losing an edge in that perspective.  However, there are three common components that every good Inspector should cover and include in the final report. A comprehensive Home Inspection should basically elaborate and categorize each problem as a safety issue, minor defect or major defect.

Secondly, the Inspector should also list down all items that need to be replaced, repaired or needs servicing. Lastly, the Inspector should explain the items that are suitable for now and those that require close monitoring.

 

Benefits of a Palm Beach Home Inspection:

To a home owner, contrary to common perception, Home Inspection shouldn’t be carried out only when buying or selling. It is equally beneficial to all home owners and in fact, those that do it on a regular basis enhance the longevity of their property.

A comprehensive Home Inspection will not only document the condition of your home, but also identify minor defects before they turn into expensive repairs. The procedure will go a long way in helping you find solutions to problems in a professional and timely manner.
To Buyers technically, this is the lot that stands to gain the most from Home Inspections. Qualified Inspectors are trained to detect as many defects as possible with the help of acquired techniques, specialized tools and extensive experience. This basically means that the buyer will be made aware of any problems and hazardous conditions within the property hence avoiding over-paying.

This gives the buyer peace of mind as he/she makes an informed decision on whether or not to purchase the house or to keep looking. Not only will the buyer get valuable, in-depth knowledge about the new home, he/she will also avoid future surprises.

To Sellers it is common to find home owners seeking to sell and not identifying problems on the property while showing it to a prospective buyer. A seller can avoid losing out on sweet deals by procuring a Home Inspection. This will enable the Seller to replace or repair any defects to increase the property’s value.

This also eliminates the rush and costs that come with last minute repairs that are known to cause delays. The bottom line is that regardless of whether you are a buyer, seller or home owner,

Home Inspections are a highly beneficial procedure that you will be glad about in the future. It is certainly worth every penny offering great value for your money.

 

Things to know about a Palm Beach Home Inspection and their benefits.

 

Let us make sure everything works.

Let us make sure everything works.

We can help

We can help

Call today!!!

Call today!!!


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Why hire a Internachi certified Inspector?

Certified Internachi Inspector
Certified Internachi Inspector

 Hiring a Internachi Home Inspectors

Buying a dream home is certainly the biggest investment that an individual can ever make and the significance of this investment doesn’t just lie in the size of its investment but also in the emotional value attached with it. Certainly, one doesn’t buy a home every day, thus one must leave no stone unturned to ensure complete well-being of his/her investment in the coming years.

The best way of securing and protecting your home and the money spent on it is by, getting it insured with Home Insurance. However, before getting in touch with a great insurance agent, a home owner must get its Home Inspected by a certified and trained Home Inspector.

Home Inspection is one of the most widely used tools to make your home/property a safe insurable entity and no one does this job better than our team of Inspectors at  Cris Insurance Inspections. Our company is solely dedicated to the task of conducting Home Inspections ranging from 4 Point Inspections, Citizens Roof Certificate Inspections and Windstorm Mitigation Inspections.

We have been serving thousands of households in West Palm Beach, Broward and Miami/Dade Florida for 15 years.

Our Inspector - Jeff
Our Inspector – Jeff
Internachi certified
Internachi certified
Call us today...
Call us today…

 

 

 

 

 

 

 

 

 

 

 

 At Cris Insurance Inspections, we provide our esteemed clients with the facility of hiring Internachi Home Inspectors that have a certain edge over other Inspectors. Internachi Home Inspectors are basically trained professionals that are certified by the reputed International Institute of Certified Home Inspectors, the largest non-profit organization for commercial and residential Inspectors.

Most of the people shun the idea of hiring an Internachi Home Inspector fearing the high costs of their services which is nothing but a misconception. Yes, the cost of hiring an Internachi Inspector is a little more than hiring an ordinary one but is totally worth it, after all no ordinary Inspector has such wide knowledge and expertise as an Internachi Inspector which makes them worth every penny you spend hiring on them.

It is a world renowned fact that nearly 60% of certified Home Inspectors fail to make it to the Internachi Association certification due to its high standards and qualification requirements. Such stringent rules of certification make Internachi Inspectors far more superior than their ordinary Inspectors An Internachi Inspector hired from a reputed Home Inspection company like ours, ensures standardized Inspection of every nook and cranny of your property, followed by a recommendation report that highlights the repairs and maintenance work that can be undertaken by the owner, thereby ensuring complete satisfaction of the home owner and the concerned Insurance Company.

No matter if you are a home buyer, seller or a real estate agent, hiring an Internachi Inspector is bound to serve you with numerous benefits ranging from apt future predictions, repairing estimates and replacement tasks that have the capability of transforming even your ordinary property investment into a highly lucrative one. Hiring the services of an expert Home Inspector just like the ones certified by Internachi lets you take a sigh of relief and gives every owner a sense of contentment.

Whether or not you are investing a big or a small amount in your dream home, don’t forget to hire the best professionals in the field of Home Inspections.

Hire Internachi Home Inspectors from Cris Insurance Inspections the most trusted and reliable names in the field of all different kinds of Home Inspections.

jheffler_certificate (1)


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A few things you should know before building your dream home!

Building a Home

 

If you want to build a new home, there are things you need to know before you begin. Homes and projects financed by FHA-insured mortgages are the collateral for these loans, and their lack of durability can increase the FHA’s financial risk in the event of default.

More specifically, the model codes do not contain any minimum requirements for the durability of items such as doors, windows, gutters and downspouts, painting and wall coverings, kitchen cabinets and carpeting. The MPS includes minimum standards for these, and other items, to ensure that the value of an FHA-insured home is not reduced by the deterioration of these components.  

The property report contains relevant information about the subdivision and must be delivered to each purchaser before the signing of the contract or agreement

The property report, which is also prepared by the developer, goes to the buyer. The law requires the seller to give the report to a prospective lot purchaser prior to the time a purchase agreement is signed. Ask for it. The seller is also required to have the buyer sign a receipt acknowledging receipt of the property report.

Do not sign the receipt unless you have actually received the property report. 

Check the developer’s property report before buying. This is the kind of information you will find in a property report:

  • distances to nearby communities over paved and unpaved roads
  • existence of mortgages or liens on the property
  • whether contract payments are placed in escrow
  • availability and location of recreational facilities
  • availability of sewer and water service or septic tanks and wells
  • present and proposed utility services and charges
  • the number of homes currently occupied
  • soil and foundation conditions which could cause problems in construction or in using septic tanks
  • the type of title the buyer may receive and when it should be received. 

Federal law requires that you receive this report prior to signing a contract or agreement to buy or lease a lot in this subdivision. However, no federal agency has judged the merits or value of the property.

If you received the report prior to signing a contract or agreement, you may cancel your contract or agreement by giving notice to the seller any time before midnight of the seventh day following the signing of the contract or agreement.

If you did not receive this report before you signed a contract or agreement, you may cancel the contract or agreement any time within two years from the date of signing. 

Don’t fail to ask questions. Don’t buy “sight unseen.” Better yet, hire an InterNACHI Inspector from Cris Insurance Inspections to perform a thorough Home Inspection.


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What is Asbestos?

What is Asbestos?

 Asbestos is a mineral fiber that can be positively identified only with a special type of microscope. There are several types of asbestos fibers. In the past, asbestos was added to a variety of products to strengthen them and to provide heat insulation and fire resistance.

We know that breathing high levels of asbestos fibers can lead to an increased risk of lung cancer in the forms of mesothelioma, which is a cancer of the lining of the chest and the abdominal cavity, and asbestosis, in which the lungs become scarred with fibrous tissue. The symptoms of these diseases do not usually appear until about 20 to 30 years after the first exposure to asbestos. 

However, until the 1970’s, many types of building products and insulation materials used in homes contained asbestos. Common products that might have contained asbestos that may also release fibers in the past include:

  • steam pipes
  • boilers
  • furnace ducts-  insulated with an asbestos blanket or asbestos paper tape.

These materials may release asbestos fibers if damaged, repaired, or removed improperly. Houses built between 1930 and 1950 may have asbestos as insulation. Asbestos may be present in textured paint and in patching compounds used on wall and ceiling joints. Their use was banned in 1977. If you think asbestos may be in your home, don’t panic.

 

Usually, the best thing to do is to leave asbestos material that is in good condition alone.

 

Generally, material in good condition will not release asbestos fibers. There is no danger unless the asbestos is disturbed and fibers are released and then inhaled into the lungs. If the asbestos material is in good shape and will not be disturbed, do nothing! If it is a problem, there are two types of corrections: repair and removal. Unnecessary removal is a waste of money.

Improper removal may actually increase the health risks to you and your family Caution! Do not dust, sweep or vacuum debris that may contain asbestos. These actions will disturb tiny asbestos fibers and may release them into the air.

 


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10 Important questions to ask the Palm Beach Home Inspector

Certified Internachi Inspector

Certified Internachi Inspector

 

 

1. Do you participate in Continuing Education programs to keep your expertise up to date?

 Yes, Florida Home Inspectors are required to have 14 CEU’S yearly. Some must be on certain topics such as: Roof Covering, HVAC.

 

2. Do you maintain a membership in a Professional Home Inspection Association? If so, which one?

There are several different association’s out there. Internachi is the most well  known.

 

3. When will I get my report from my Palm Beach Home Inspector?

The Inspector will fill out an Electronic form and it will be emailed to you and your agent. We try to do this within hours of the Inspection.  

 

4. What does the Inspection cover?

Depends on the Inspection. Check out OUR Inspections page and it will tell you about what the Inspection you need covers.

 

5. How long have you been doing  Home Inspections?$10,000 Honor Guarantee, Backed by InterNACHI

We have been doing Home Inspections for 10 years in South Florida.

 

6. Do you work for me, my agent or the Insurance Company?

You. You hire us to come and do the Inspection. We work for our client’s ONLY. We do follow all rules and regulations by the Insurance Company’s.

 

7. Are you Licensed, bonded and Insured?

Yes, I would never recommend using a Business who is not licensed, bonded or insured.

 

8. Do you preform the repairs?

No, we DO NOT preform any repairs. We may be able to help recommend a Business.

 

9. Will your Inspection meet recognized standards?

Yes, our Inspection goes above and beyond regular standards and even exceeds recognized standards.

 

10. Will I be able to attend the  Inspection?

Yes, we encourage you to be there. Sometimes, if something needs to be fixed or replaced it is easier to show you then try to explain it over the phone.

 

 

Have me call you.

 

10 Important questions to ask the Palm Beach Home Inspector.