4 Point Inspections

4 Point Inspection was created after Hurricane Andrew hit South Florida in 1992. It has become a requirement for homes, that are 25 years or older. Insurance Companies have become more reluctant to offer Insurance for an older home, because of the financial risk. 

The 4 Point Inspection is a visual Inspection on the four major components of a home. The Insurance Company is looking for any preexisting defects that could become a liability if a policy were written.  The Inspector will collect visual data for the Insurance Company at the time of the Inspection. The 4 Point Inspection provides the Insurance Companies the current operating condition and the expected service life of the four major components of your home.

The four major components that are inspected are:

Plumbing inspection

Plumbing Inspection

Plumbing
Installation, general condition, all connected appliances, leakages and estimated life expectancy.

 

 

 

Electrical Inspection

Electrical Inspection

 

Electrical
Electrical panel are inspected for brand, wiring types and hazards.

 

 

roof inspections

Roof Inspection

 

Roof
Age, installation, general condition, type of materials used, overhead obstructions, signs of damage, signs of vermin entry.

 

 

Heating, Ventilation and Air Conditioning

Heating, Ventilation, HVAC Inspection

 

Heating, Ventilation and Air Conditioning (HVAC) system Inspection
Age, installation, general condition, running temperatures, ventilator balancing, future service requirements and life expectancy.

 


Recommended Links

Eaton Insurance
Phone (561) 966-1848
www.eatoninsurance.net

Furman Insurance
Phone (954) 943-5050
www.furmaninsurance.com

Real Estate Agent
Mark Baker
Phone 561-336-6333
www.buyingpalmbeachhomes.com