If your home is more than 25 years old, you may be required to provide proof that your roof has been replaced (or is under contract for replacement) or have a
Citizens Roof Certificate Inspection by a qualified Inspector. The Inspector must see that the roof is expected to last at least another 3 years or more.
If your home is… | and your roof covering material is… | then replacement is required. |
More than 25 years old… | Made of asphalt, fiberglass, composition or wood-shake shingles; built-up tar and gravel; or any other type of roof covering that is not included below. | Your home is not insurable without proof that your roof has been replaced OR you submit an Inspection from a qualified Inspector verifying at least three years of remaining useful life on the roof. |
More than 50 years old… | Made of tile, slate, clay, concrete or metal | |
A mobile or manufactured home more than 25 years old… | All roofs made of any type of material |