Home Inspections Palm Beach County

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Home Inspections Palm Beach County

Cris Home Inspections is a full service home inspection company with over 10 years experience in the home inspection field providing Home Inspection Sevices in Palm Beach County. Home inspections we provide:

Home Inspection – A Home Inspection is a objective visual Inspection of the physical structure and systems of a house. Buying a house is one of the biggest investments you will ever make. A Home Inspection may identify the need for major repairs. This Inspection is NOT just for buyers, but also sellers. The Home Inspection can identify problems in the making and give the seller the opportunity to make the repairs that are needed to make the house in better selling condition.

4 Point Inspections The 4 Point Inspection is a visual Inspection on the four major components of your home. The 4 Point Inspection was created after Hurricane Andrew hit South Florida in 1992. It has become a requirement for homes, that are 30 years or older.

Citizens Roof Certificate Inspection Anyone with a home that is 25 years old or older trying to renew or get a new Homeowners Insurance Policy, must get a Citizens Roof Certificate Inspection to prove that the roof is expected to last at least another 3 more years.

 

 

Windstorm Mitigation Inspection – Windstorm Mitigation Inspection is the only inspection that is almost always going to result in some level of insurance discount on your insurance policy premium. A Windstorm Mitigation Inspection is for homeowners that are trying to reduce their Home Insurance rates up to 50% off the original policy premium.

 


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A few things you should know before building your dream home!

Building a Home

 

If you want to build a new home, there are things you need to know before you begin. Homes and projects financed by FHA-insured mortgages are the collateral for these loans, and their lack of durability can increase the FHA’s financial risk in the event of default.

More specifically, the model codes do not contain any minimum requirements for the durability of items such as doors, windows, gutters and downspouts, painting and wall coverings, kitchen cabinets and carpeting. The MPS includes minimum standards for these, and other items, to ensure that the value of an FHA-insured home is not reduced by the deterioration of these components.  

The property report contains relevant information about the subdivision and must be delivered to each purchaser before the signing of the contract or agreement

The property report, which is also prepared by the developer, goes to the buyer. The law requires the seller to give the report to a prospective lot purchaser prior to the time a purchase agreement is signed. Ask for it. The seller is also required to have the buyer sign a receipt acknowledging receipt of the property report.

Do not sign the receipt unless you have actually received the property report. 

Check the developer’s property report before buying. This is the kind of information you will find in a property report:

  • distances to nearby communities over paved and unpaved roads
  • existence of mortgages or liens on the property
  • whether contract payments are placed in escrow
  • availability and location of recreational facilities
  • availability of sewer and water service or septic tanks and wells
  • present and proposed utility services and charges
  • the number of homes currently occupied
  • soil and foundation conditions which could cause problems in construction or in using septic tanks
  • the type of title the buyer may receive and when it should be received. 

Federal law requires that you receive this report prior to signing a contract or agreement to buy or lease a lot in this subdivision. However, no federal agency has judged the merits or value of the property.

If you received the report prior to signing a contract or agreement, you may cancel your contract or agreement by giving notice to the seller any time before midnight of the seventh day following the signing of the contract or agreement.

If you did not receive this report before you signed a contract or agreement, you may cancel the contract or agreement any time within two years from the date of signing. 

Don’t fail to ask questions. Don’t buy “sight unseen.” Better yet, hire an InterNACHI Inspector from Cris Insurance Inspections to perform a thorough Home Inspection.


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What is Asbestos?

What is Asbestos?

 Asbestos is a mineral fiber that can be positively identified only with a special type of microscope. There are several types of asbestos fibers. In the past, asbestos was added to a variety of products to strengthen them and to provide heat insulation and fire resistance.

We know that breathing high levels of asbestos fibers can lead to an increased risk of lung cancer in the forms of mesothelioma, which is a cancer of the lining of the chest and the abdominal cavity, and asbestosis, in which the lungs become scarred with fibrous tissue. The symptoms of these diseases do not usually appear until about 20 to 30 years after the first exposure to asbestos. 

However, until the 1970’s, many types of building products and insulation materials used in homes contained asbestos. Common products that might have contained asbestos that may also release fibers in the past include:

  • steam pipes
  • boilers
  • furnace ducts-  insulated with an asbestos blanket or asbestos paper tape.

These materials may release asbestos fibers if damaged, repaired, or removed improperly. Houses built between 1930 and 1950 may have asbestos as insulation. Asbestos may be present in textured paint and in patching compounds used on wall and ceiling joints. Their use was banned in 1977. If you think asbestos may be in your home, don’t panic.

 

Usually, the best thing to do is to leave asbestos material that is in good condition alone.

 

Generally, material in good condition will not release asbestos fibers. There is no danger unless the asbestos is disturbed and fibers are released and then inhaled into the lungs. If the asbestos material is in good shape and will not be disturbed, do nothing! If it is a problem, there are two types of corrections: repair and removal. Unnecessary removal is a waste of money.

Improper removal may actually increase the health risks to you and your family Caution! Do not dust, sweep or vacuum debris that may contain asbestos. These actions will disturb tiny asbestos fibers and may release them into the air.

 


Recommended Links

Eaton Insurance
Phone (561) 966-1848
www.eatoninsurance.net

Furman Insurance
Phone (954) 943-5050
www.furmaninsurance.com

Real Estate Agent
Mark Baker
Phone 561-336-6333
www.buyingpalmbeachhomes.com