- Windstorm Mitigation Inspection
Living in sunny South Florida our homes are located in a storm-prone area, and because of that Homeowners Insurance becomes a little bit more of a complex issue.
The Complexity relates to storm threats inflating your Home Insurance premiums, because storms are such a big Insurance and financial risk.
All is not lost however.
You definitely don’t have to subject yourself to higher premiums even if we are located in an area that is vulnerable to damaging windstorms and hurricanes.
A Windstorm Mitigation Inspection, will help to determine what credits you receive on your Homeowners Insurance premium.
What is a Palm Beach Windstorm Mitigation Inspection?
A Windstorm Mitigation Inspection is an official protocol through which Inspectors assess your home. This is carried out with a visual Inspection to determine how
appropriate your home’s building structure is in withstanding the effects of strong winds such as hurricanes, tornados or windstorms.
During the Inspection, the four major components in your home are zoned-in on and we focus on a selection of established construction features which
have the ability to limit losses during wind storms or hurricanes.
A Windstorm Mitigation Inspection could be commissioned by an Insurance Company, or it can be initiated by the homeowner. A homeowner should get the Windstorm Mitigation
Inspection because this would be a step to reduce the Policy Premiums and give you peace of mind knowing that your home is safe.
Since Insurers themselves are justifiably notorious for offering increased premiums to homeowners in hurricane high-risk areas, it becomes imperative for homeowners to take this initiative.
A complete Windstorm Mitigation Inspection, which is certified and fully-recognized by Insurance Companies, is best attained through a dedicated Home Inspection business.
These specialized professionals offer additional value services such as:
- 4 Point Inspections
- Citizens Roof Certification Inspection
- Home Inspection
Money Saved through Windstorm Mitigation Goes Beyond Homeowners Insurance While the money-saving implications of a Windstorm Mitigation Inspection are
primarily linked to the savings on the policy premiums. Homeowners also gain expert knowledge on how they can physically improve their homes to withstand
the forces of nature. In case a storm actually does materialize with the potential to damage their property, homeowners can save money if their properties have
structures that can withstand those storms and avoid damage.
Any subsequent upgrade, contract job adjustment, reconstruction or improvement not only better equips the building to deal with possible wind damage, but can
also be worked into one’s Home Insurance premiums quote. At the end of the day, insurers assess the amount of risk tied to their contractual arrangement with homeowners.
A Windstorm Mitigation Inspection plays a major role in reducing that risk, which ultimately affects the calculated Insurance premiums.
Call us today to schedule your next Inspection – Phone #561-393-9977
As InterNACHI certified Inspectors, we will thoroughly inspect your home and generate a detailed report along with pictures the same day.
