Why get a Windstorm Mitigation Inspection on your home?
Windstorm Mitigation Inspection is the only inspection that is almost always going to result in some level of insurance discount on your insurance policy premium. A Windstorm Mitigation Inspection is for homeowners that are trying to reduce their Home Insurance rates up to 50% off the original policy premium.
If your home has undergone a Windstorm Mitigation Inspection you are potentially eligible for insurance discounts or credits from insurance companies.Insurance companies increase their odds of insuring more secure, less damage-susceptible properties in targeted areas.
If you have not had a Windstorm Mitigation Inspection on your home, chances are you are paying too much for your windstorm insurance! Having your Windstorm Mitigation Inspection today on your home could translate to savings and give you a peace of mind.
In Palm Beach County if your home was built on or after January 1st, 2012 you are eligible for minimum FBC 2001 credit.
In Broward/Miami-Dade if your home was built after 1996, you are eligible for an opening protection class C credit. If your home was built after 2002 or later you are eligible for opening protection class A credit.
Here are something’s that the Inspector will look at during a Windstorm Mitigation Inspection of your home.
Age of the home
Roof Covering – When was the roof installed and does it meet South Florida building codes.
Roof Deck Attachment – What type of roof decking is used and how it is attached to the underlying structure.
Roof to Wall Attachment – How the rafters/trusses are attached to the wall top plate.
Roof Geometry – What type of roof your home has (example: Hip, Flat or other.)
Opening Protection for Doors & Windows – Shutters or impact resistant coverings or products.
