Home Inspection and What To Expect

  • 0

Home Inspection and What To Expect

Home Inspection is a non-invasive visual examination of the condition of a home, often in connection with the sale of that home.

Home Inspection may include any combination of mechanical, structural, electrical, combination of mechanical, structural, electrical, plumbing, or other essential systems or portions of plumbing, or other essential systems or portions of the home.

What is non-invasive Home Inspections, inspector can only report on what can be seen, given reasonable access. The Home Inspection will not reveal every issue that exists or ever could exist, but only those material defects observed on the date of the inspection.

A material defect is a specific issue with a system or component of a residential property that may have a significant, adverse impact on the value of the property, or that poses an unreasonable risk to people.  The fact that a system or component is near, at or beyond the end of its normal useful life is not, in itself, a material defect.

For example, a cracked foundation or a dangerous electrical condition would constitute an unreasonable risk to people, but a roof covering that had exceeded its intended lifespan would not, unless it was also showing signs of leakage.

Home Inspection report identify in written format, all defects within specific systems and components defined by the Inspection Standards that are both observed and deemed material by your inspector.  Inspection reports may include additional comments and recommendations.

The Home Inspection covers the house itself and that part of the property which has a direct impact on the building. An example of some of the items inspected would be:

  • Attic
  • Roof
  • Exterior
  • Exterior Grounds
  • Heating/Cooling
  • Electrical
  • Interior
  • Plumbing
  • Safety Issues

 After the completion of your Home Inspection, our office will prepare a detailed Home Inspection Report for your property.


  • 0

Home Inspection Services

Cris Home Inspections Has been in business for over 15 years and our Inspectors are experienced in the construction and electrical industries. We have the knowledge and experience to do the Home Inspection right. We are fully licensed, insured, binded and guarantee your satisfaction.

Home Buyers Inspection Services:

One of the many steps in the real estate purchase is to have a home inspection on your future home so there wouldn’t be any surprises and home that is being purchased should be inspected no matter of the age new or old. So the Buyer could learn true conditions of the home. Cris Home Inspectors will review different components in the home with you and discuss were those components fall in their life cycle, and how to maintain and improve the condition of the home. We provide a detailed home inspection report explaining the condition of the home both positive and negative. Our Home Inspection Reports are easy to read and understand with high resolution photos. During the Home Inspection process we will inspect and discuss any problems the home may have. Our professional Home Inspectors will do the job right.

Home inspection Services for Real Estate Professionals:

Your clients turn to you for advice during many stages of the home buying and selling process. In particular, many clients look for guidance in hiring a home inspector. Our work is a commitment to the understanding that your reputation is our responsibility. We are there as a resource to assist you and your clients making the ever important decision of buying or selling a home. We walk the client through the Home Inspection process from the beginning to the end. We are always available to answer any questions you might have and to be helpful home inspection resource for you and your client. We are fully insured Home Inspection Company and all of our Home Inspectors are Internachi Certified and you can be sure that your client will receive excellent service from a qualified home inspector.

Home Sellers inspection Services:

Pre-Sale Home Inspection provides confidence in the condition and value of your home. The last minute discovery of problems by a buyer can lead to a time delay, Expenses and even to derail of the sale. By taking care of any repairs or modifications up front, the final sale will have fewer complications and expedite the escrow process. Buyers have more confidence when looking at a house that has already been inspected. More confidence means more offers.


  • 0

Home Buyers Inspection Services

Home Inspection

Home Buyers Inspection

Home Buyers Inspection Services: One of the many steps in the real estate purchase is to have a home inspection on your future home so there wouldn’t be any surprises and home that is being purchased should be inspected no matter of the age new or old. So the Buyer could learn true conditions of the home. Sometimes new homes may have structural problems that can be revealed by a home inspector.

Cris Home Inspectors will review different components in the home with you and discuss were those components fall in their life cycle, and how to maintain and improve the condition of the home. We provide a detailed home inspection report explaining the condition of the home both positive and negative.

Our Home Inspection Reports are easy to read and understand with high resolution photos. During the Home Inspection process we will inspect and discuss any problems the home may have. Our professional Home Inspectors will do the job right.

Home Inspector inspect the following:

Interior Condition of the Home
Garage
Exterior Home Site
Building Foundation
Exterior Home Walls
Roof
Roof Support Structure
Insulation
Attic
Electrical
Plumbing
Central Air and Heating System

Cris Home Inspections company is dedicated to providing you with valuable information about your new home. We provide home inspection services throughout Palm Beach County, Martin County, Miami and Dade County.


  • 0

Why Do I Need a Home Inspection?

home inspectionOnce you are ready to buy your dream home then you might want to get a home inspection to insure your house for safety and any major repairs. But before getting the proper insurance on your home it may need to experience other inspections such as a 4 Point, Windstorm Mitigation Inspection or a Citizens Roof Certificate Inspection.

The insurance agency will do an investigation of the home from the inspections information to decide whether or not a house is “insurable”. Banks won’t provide loan on a home without insurance.

Type of Home Inspections…

Home inspections:

This is an unquestionable requirement for new and old homes. An inspection will focus on the state of the pipes, warming, cooling and electrical frameworks. The structure is also inspected to guarantee it is sound and to focus the state of the top, siding, windows and entryways and also the safety peculiarities of the home. Most purchasers want to pay for these inspections so that the examiner is working for them, not the dealer. Don’t let minor conceded support issues or non-real errors destroy the arrangement for your dream home.

Remember that no house is flawless and anything & everything might be altered. The inquiry is at what cost? You and your Real Estate Agent need to talk about the discrepancies found and choose if you need further arrangements. Your Real Estate Agent is committed to pay special attention for your best interest.

Wind mitigation Inspections:

As a property holder with windstorm protection, state law qualifies you for certain premium reductions, however without an inspection, you can’t get them! In the event that you haven’t had a windstorm protection inspection at your current home, you may be paying higher for your windstorm insurance.

During a windstorm mitigation, a certified inspector will cover the key peculiarities that may diminish the measure of harm your home endures amid a tropical storm hurricane or a windstorm. These features fall into a few classes, for example, outer construction, roof shape and construction, entryway and window opening assurance and in addition the correct year the house was made. An alternate component may be the height of a property and how it identifies with wind speed.

4 point home inspections:

A 4 point inspection is a skilled examination by the inspector of the roof, the electrical framework, plumbing framework and the heating, ventilation and AC (HVAC) system. The distinctive systems on your house have a fluctuating yet to some degree unsurprising life span. The greater part of the data accumulated for 4 point inspection relates to simply that. Notwithstanding, the data is not constrained to the future of the systems. Additionally, considered are issues, for example, sort of wiring utilized as a part of the home and even the makers of the equipment.

Citizens roof certification Inspection:

This kind of Certification Inspection is typically done at the request of the protection carrier. They will commonly ask for it because of the data they have on document is demonstrating that the top roof is approaching the end of its normal life. The review is utilized to archive the latest dated of complete substitution. Along these lines, it is absolutely important for the property holder to have a duplicate of the permit and/or contract of the latest work finished.

The inspection can take up to 1 hour to finish and it contains the report with permit documents and visual images of your roof. In case no records of a late re-roof are available, the inspector will evaluate the valuable life remaining.

Check with your insurance company and approach in the event that it would be worthwhile for you to get a Citizens Roof Certificate Inspection it may spare you on your insurance premiums.


  • 0

Wind Mitigation Inspection Can Reduce Your Home Insurance Policy

Lower Your Homeowners Insurance Cost with Wind Mitigation Inspection

Insurance Company’s offer discounts on your homeowner policy premiums for building construction techniques and features that provide greater protection for your home or business.

Windstorm Mitigation discounts are offered for features that protect your home or business from wind damage caused by major storms.

These discounts apply only to the wind portion of your policy premium. They are not offered for mobile homes.

Wind Mitigation Inspection

Wind Pressure

  Opening protection devices:

Rated shutters to protect all windows and doors from wind-borne debris

Special impact-resistant windows and doors with proper paperwork (Notice of Acceptance)
 
Roof shape

Roof Types Diagram

Roof Types Diagram

 

Hip roof (sloped on all four sides like a pyramid)

Flat Roof

Other (not Hip or Flat)

 

Roof Covering – 2001 Florida Building Code (FBC)

Roof Covering

Roof Covering

Broward County – Roof must be newer than 9/1/94
Palm Beach County – Roof must be newer than 3/1/02

  Roof-deck attachment

Clips (minimum of 3 nails)
Single Wraps Straps (single strap that wraps over the top of the truss/rafter & is secured with a min. of 2 nails on the front and 1 on the back.)

Ask your Insurance agent for more information.

Other Home Insurance Discounts

Certain types of policies also may qualify for additional discounts:

  • Fire alarm systems – Centrally monitored systems, with and without sprinklers, may be eligible for discounts.
  • Burglar alarm systems – Systems must be monitored to be eligible for premium discounts.
  • Sprinkler systems – Documentation is required before any discounts are applied, and the cost of any required certification of discount eligible features is the homeowner’s responsibility.

Ask your Insurance agent whether your policy may qualify and To schedule your home inspection contact Cris Home Inspections at (561) 393-9977

To download copy of Wind Mitigation inspection page in printable format click here


  • 0

Lower Home Insurance Premium by Installing Hurricane Shutters

How to Lower Home Insurance Premium

Insurance companies offer discounts to homeowners for home improvements, these includes Installing Hurricane Shutters. If you live in a hurricane prone zone, you may qualify for a discounts by wind mitigation improvements, including installing wind resistant shutters that can save you up to 30% percent on your Home Insurance Premium. Adding Hurricane Shutters can minimize your damage risk and save you money.

After Hurricane Shutters installed call Cris Home Inspections Agency and schedule a Wind Mitigation Inspection. A complete Windstorm Mitigation Inspection is fully-recognized by Insurance Companies, is best attained through a dedicated Home Inspection business.

A Windstorm Mitigation Inspection can help look for construction features that will reduce losses in hurricanes, such as concrete block construction, shutter and opening protection, roof to wall attachments gable end bracing, hip roofs and hurricane clips. Windstorm Mitigation Inspector look into the advantages of how it can help you save money. Homeowners also gain expert knowledge on how they can physically improve their homes to withstand the forces of nature. In case a storm actually does materialize with the potential to damage their property, homeowners can save money if their properties have structures that can withstand those storms and avoid damage, which ultimately affects the calculated Insurance premiums.


  • 0

Home Inspection

A Home Inspection is examination of the condition of your home, often in connection of  home for sale. Home inspections are provided by a trained home inspector who is trained to perform home inspections.

Are you selling your home? It can be a very difficult and a long process. You want and need every advantage in marketing your home to prospective buyers. The best way to show that your home is a good investment is to have us perform a Home Inspection. As InterNACHI certified home Inspectors, we will thoroughly inspect your home and generate a detailed report along with pictures the same day.

You can complete repairs and improvements before you show or even list your home.  A Home Inspection helps you justify your asking price, and can help avert any last-minute re-negotiations on price or condition.  A Home Inspection may convince a buyer to waive his own Inspection, making the process to go faster. You can advertise that your home has been pre-Inspected, which will help drive traffic to your home.  Of course, We would be happy to perform a Home Inspection for the new home you’re buying – just give us a call.

Inspections we provide::

  • Windstorm Mitigation Inspections
  • Citizens Roof Certificate Inspections
  • 4 Point Inspections
  • Home Inspections
  • Commercial Property Inspections

We can assist your family, friends and neighbors with all Residential/Commercial Inspection needs on their homes, weather they are selling their home or buying a new one. We provide Home Inspections Palm Beach County, Miami, Broward and Martin County.  Thank you in advance for the opportunity to serve you once again.  Please give us a call anytime at  561-393-9977 &  954-523-4040.

Commercial Inspections
10 Years Experience

  • 0

Tamper Resistant Receptacles

TRRTamper Resistant Receptacles device was designed to prevent the insertion of objects that children try to stick into the outlets. Nearly, 2,400 children get an Electric shock or burns due to putting objects like keys, scissors, paperclips, etc. into outlets each year. Installing Tamper Resistant Receptacles (TRR)’s is one of the safest ways to prevent any injury. In order for the TRR’s outlet to work it requires a double prong entry.

Since, 2008 Tamper Resistant Receptacles (TTR)s have become required. All homes that are built in 2008 and newer should have the TRR’s. TTR’s provide Automatic protection and looks like ordinary outlet but design with spring loaded cover plate that close off receptacle opening. In Existing Home Tamper Resistant Receptacles can be installed approximately as $2.00 per outlet. Installation of Tamper Resistant Receptacles use the same guidelines that apply to standard power receptacles and should be installed by a licensed technician.


  • 0

Things to know about a Broward Home Inspection and the benefits.

home inspection

Home Inspection

Important things to know about a Home Inspection and the benefits. Home Inspections are an important process that plays a pivotal role in the buying or selling of property. It is done by a professional Home Inspector trained for this specific purpose. A house will probably be one of the largest investments you make, you do not want to lose any time while forking out where you are not required to.

Generally, the procedure is beneficial to both the seller who gets to know the real value of the property in context, and the buyer who gets an in-depth understanding of the home’s condition. What does a comprehensive Home Inspection process entail? The procedure may slightly vary from one Home Inspector to the next simply owed to the varying personalities of each

While one may be thorough and detailed, he/she may not be as experienced as the next hence, losing an edge in that perspective.  However, there are three common components that every good Inspector should cover and include in the final report. A comprehensive Home Inspection should basically elaborate and categorize each problem as a safety issue, minor defect or major defect.

Secondly, the Inspector should also list down all items that need to be replaced, repaired or needs servicing. Lastly, the Inspector should explain the items that are suitable for now and those that require close monitoring.

Benefits of a Home Inspection for Broward County Residents:

To a home owner, contrary to common perception, Home Inspection shouldn’t be carried out only when buying or selling. It is equally beneficial to all home owners and in fact, those that do it on a regular basis enhance the longevity of their property.

A comprehensive Home Inspection will not only document the condition of your home, but also identify minor defects before they turn into expensive repairs. The procedure will go a long way in helping you find solutions to problems in a professional and timely manner.
To Buyers technically, this is the lot that stands to gain the most from Home Inspections. Qualified Inspectors are trained to detect as many defects as possible with the help of acquired techniques, specialized tools and extensive experience. This basically means that the buyer will be made aware of any problems and hazardous conditions within the property hence avoiding over-paying.

This gives the buyer peace of mind as he/she makes an informed decision on whether or not to purchase the house or to keep looking. Not only will the buyer get valuable, in-depth knowledge about the new home, he/she will also avoid future surprises.
To Sellers it is common to find home owners seeking to sell and not identifying problems on the property while showing it to a prospective buyer. A seller can avoid losing out on sweet deals by procuring a Home Inspection. This will enable the Seller to replace or repair any defects to increase the property’s value. This also eliminates the rush and costs that come with last minute repairs that are known to cause delays.

The bottom line is that regardless of whether you are a buyer, seller or home owner, Home Inspections are a highly beneficial procedure that you will be glad about in the future. It is certainly worth every penny offering great value for your money.


  • 0

Buying a home? The process can be stressful.

Buying a home? The process can be stressful.  A home inspection is supposed to give you peace of mind, but often has the opposite effect.  You will be asked to absorb a lot of information in a short time.  This often includes a written report, a checklist, photographs and what the inspector himself says during the inspection.  All this, combined with the seller’s disclosure and what you notice yourself, makes the experience even more overwhelming.  What should you do?

Relax.  Most of your inspection will be maintenance recommendations, life expectancies for various systems and components, and minor imperfections. These are useful to know about.

However, the issues that really matter will fall into four categories:

Attic InspectionsAttic inspections

 Major defects –  example: of this would be a structural failure

Things that lead to major defects – example: such as a small roof-flashing leak

Things that may hinder your ability to finance, legally occupy, or insure the home

Safety hazards, such as an exposed, live buss bar at the electrical panel

Anything in these categories should be addressed.  Often, a serious problem can be corrected inexpensively to protect both life and property (especially in categories 2 and 4).

Most sellers are honest and are often surprised to learn of defects uncovered during an inspection.  Realize that sellers are under no obligation to repair everything mentioned in the report.  

Keep things in perspective.  Do not kill your deal over things that do not matter.  It is inappropriate to demand that a seller address deferred maintenance, conditions already listed on the seller’s disclosure.


Recommended Links

Eaton Insurance
Phone (561) 966-1848
www.eatoninsurance.net

Furman Insurance
Phone (954) 943-5050
www.furmaninsurance.com

Real Estate Agent
Mark Baker
Phone 561-336-6333
www.buyingpalmbeachhomes.com